Smithville's Renaissance

When you hear the word Renaissance, what comes to mind first?

The Mona Lisa? The invention of the printing press? Perhaps the coronation of Queen Elizabeth I?

Living in the Heart of Wine Country

The Kingsway at Jordan Village features 21 executive towns with 11 floor plan options, making each home unique; all nestled amongst amazing farm-to-table restaurants, the Bruce Trail, and the award-winning wineries of Niagara Wine Country.

How to Welcome Your New Neighbours

We all know how stressful it is to move; and with busy daily schedules, it can sometimes take a while to really get to know your neighbours.

We've listed below 10 great ways to welcome new people to your neighbourhood so you can quickly go from yelling 'hello!' in the driveway to borrowing a cup of sugar, morning coffees, and game nights.

What is the new first time home buyer's incentive?

 

Looking to buy your first home? The First Time Home Buyer Incentive Program (FTHBI) wants to make it a little easier for you to do so. The Canada Mortgage and Housing Corporation (CMHC) will contribute part of the down payment in exchange for sharing in the appreciation or loss when you eventually sell your home- known as shared equity or co-ownership.

Why Legacy?

Why Legacy? Grimsby's Last Bungalow Community

Legacy is Grimsby's exclusive community of bungalow towns, with price points starting in the mid-$500s.

The ongoing maintenance required for a large home and property is the one of the many reasons homeowners think about downsizing. The desire to live comfortably with added services for your property is why buyers look for condos.

Welcome Home To Grimsby

By now I'm sure you've heard Grimsby is one of the best places to live in Canada!

The Town of Grimsby was named Second in Maclean Magazine's annual Best Community rankings.

"Grimsby, a town on Lake Ontario between Hamilton and St. Catharines... boasts great weather, an engaged community and a fast-growing population. Residents of Grimsby enjoy access to the region’s strong economy and quick driving times to the border as well as the benefits of life in a smaller town on the waterfront." 

Grimsby, second only to Burlington, has unique distinctions that make it a truly amazing place to live. The charming town of Grimsby has every amenity including; walking trails, parks, beaches, community centres, restaurants and shops, and healthcare services.  Grimsby is also close to the Bruce Trail, Wine Country, Niagara Falls, outlet shopping, and so much more.

The Niagara Independent notes "The top three features for Grimsby were wealth and economy, culture and community and weather.  https://niagaraindependent.ca/grimsby-second-best-community-in-canada/

Live Your Legacy in Grimsby

Legacy is Grimsby’s exclusive collection of bungalow towns. One of Phelps Homes’ premier communities, this is the perfect location for buyers looking to downsize.

Centrally located in a beautiful and established neighbourhood just 20 minutes from Burlington. Buyers don’t have to compromise their lifestyle! These upscale craftsman-style bungalows and bungalofts, boast generous space for living, with lot sizes approximately 2,600 sq ft.

Perfect for snow birds or travellers, this community offers homeowners care-free living at its best. With lawn maintenance, snow removal and even driveway clearing, you can lock and go as you please!

Your maintenance-free lifestyle starts here at Legacy. Rich in elevated features like 9ft ceilings, granite counters, hardwood floors and quality finishes - you’ll love your home for years to come.

You'll enjoy all of what Grimsby and Niagara have to offer!

REGISTER TODAY FOR THE FINAL PHASE RELEASE

 

 

 

 

 

 

Home Types Defined

Did you know there is more than one type of condo? 

Do you know the difference between a Stacked or Row House? 

Here are a few simple definitions of different home types you may run into while house hunting.  

Whichever type you choose to purchase, it's important to read the condo rules and declaration (if applicable) which should be provided to you once your offer on the home is accepted. Look for rules regarding pets, parking, barbecues and any other restrictions that could potentially impact your lifestyle. 

There are two main types of Condos; Freehold and Leasehold.

Freehold: Freehold Condos fall into three categories and offer a lot of benefits. The ownership of the property is collective and so the homeowner contributes fees for the ongoing maintenance and improvement of the property and common elements.  

  1. Standard Condominium: You are the owner of your unit, plus you have an interest in the property's common elements and assets. This means the lobby, hallways, elevators, rooftop terrace, gym etc. You cannot separate this interest from ownership of your unit and therefore your condo fees would go towards the maintenance or service requirements that go with it.
  2. Vacant Land Condominium: In a VLC development you may see a combination of types of homes ie. detached and townhomes. VLCs often offer homeowners the care-free lifestyle standard condominiums provide like, snow shoveling and lawn maintenance services, with the added freedom of owning everything inside your property line.
  3. Common Elements Condominium: In this type of condo development you'll see individual addresses rather than unit numbers. You own your house, the land on which it sits AND you and your neighbours share ownership of the roads and other "common elements" (like a community room or landscaping feature) in the development. Here's where it gets tricky... Your part-interest in the condo corporation is attached to the parcel of land you own, not your house. The Parcel of Tied Land (POTL) is permanently attached to your interest in these common elements.

Leasehold Condominium: With a Leasehold condo, you purchase the home you will occupy, but you and the builder are just leasing the land, which is usually owned by a government municipality. The homeowner owns their unit and also shares any common elements owned by the condo corporation for that development. 

As the land is only leased by the builder or developer, they're paying rent towards it and therefore your condo fees will contribute towards the rent being paid to the landowner.

Condominium Apartment (Strata): A condo apartment is a self-contained housing unit within in a building that includes other similar units. They range is size from studios (bachelor apartments) to multi-bedroom suites. Each unit has its own kitchen, bathroom, heating and cooling system. These buildings usually feature a number of amenities for the homeowners to share like a pool, gym and community room.

Townhome: A townhome is the same as a Row house or Townhouse. These are more than two, similar single-family homes, attached side-by-side. Exterior units refer to the homes at the ends of blocks where only one side is attached, while Interior units are those in the middle, attached on both sides.

Stacked Townhome: These are townhomes stacked one on top of the other and are attached side-by-side, but are also stacked vertically with 3 or 4 units on top of each other. While each unit has a front and back, the lower units tend to have a patio or balcony and the upper units may have rooftop access.

Single-family Detached: One home or unit that stands alone on its own lot. These are normally freehold.

Single-family Semi-detached: A home that is attached on one side to another home, unlike townhomes, these are only in groups of two. These are normally freehold.

For more information, review the source sites below:

https://www.ontario.ca/laws/statute/98c19#BK304

https://www.condoauthorityontario.ca/en-US/condominium-living/condominium-types/

https://www.chba.ca/CHBA/BuyingNew/Types_of_Home_Ownership_and_Homes.aspx

5 ways to know you've found the right home

Can't tell if a new build is right for you?

Buying new construction for the first time can be daunting. You're looking at floorplans, various models, elevations and decor options; and you may not be able to walk through a decorated model home...

We're here to help! Keep in mind these five ways to know if you've found the right new build for you.

1. The price is right

You'll know you've found the right new home if the model you want is within your budget.

You should consider any "starting at __" price as the lowest price point available in that development and look at the offered models from there.

You'll also want to consider what the standard finishes are like. You may love them or you may want to upgrade a few things to suit your personal taste. Customization means you'll need room in your budget for upgrading your finishes.  

The builder may also be offering purchaser incentives (extra things you get). If you love the incentives too, you've found the right one.

 

2. The timing is right 

The right home for you, also has a closing date that works for you. You may be renting, staying with family/friends or need time to sell your current home and you'll want to plan for when you're new home will be ready to move into.

If your schedule matches up with the projected closing date and you'd still be comfortable in the rare occurrence a delay impacts your move in day, you know you can proceed with the home purchase.

 

3. The floorplan is right

The layout of the rooms and overall flow of the spaces makes sense. You'll know the home is right for you, if the planned layout works for your real life.

Look at the floorplans for storage spaces like linen closets and cabinets, so you know that you'll have room for everything.

- Can you visualize where you'd place furniture?

- Do you know where you'd put your TV?

- If something doesn't work for you, can you change it for the build?

If "yes" to all of these questions, then you've found your ideal home.

 

4. The location is right 

Location is everything! Since the location of the home is something you can't change, make sure you'd be happy there.

Sometimes with new builds, you'll be part of a growing community where your investment will pay off in the long run. You may need to be close to highway access for your commute or good schools for your children; be sure the area offers all of the amenities you'll need. 

If you can picture yourself living in the neighborhood, you've found the right home.

 

5. You are excited to move in!

You've had that moment when you are ready to stop house hunting. You should feel excited, after all it's a brand new home, built just for you, with all of your personal selections.

If the home checks off all of the other boxes and you can't wait to move in, you've found the right home!

Retire and Upgrade in Niagara

Live your best life in Niagara!

How To Host A Stress Free Home For The Holidays

Hosting on the holidays should be easier, and Phelps Homes is here to help.

If you've just downsized to a bungalow, how do you make the most of the space in your home that's just right for you, but maybe a little cozy for a gaggle of guests?

What if you've just moved in to your first home and just couldn't find the time to decorate?

No worries. Whether you're decking the halls with cheer or having a Festivus for the rest of us and ordering Chinese food, here are some quick tips to make the holidays easier. 

Why Smithville: How One Woman Found Her Dream Home

 

Jordan: Home Of Canada's Best Restaurant

Fresh aromas drifting out of an unassuming stark-black barn in Jordan hint at what Canada's Best Restaurants has declared the best restaurant in Canada. Welcome to Pearl Morissette in Jordan, Ontario.